Tracy City, TN Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When Tracy City, TN home buyers need assistance we have options.  Conventional and FHA grant programs are available in Tracy City, TN.  Grants are available for first time buyers and those who have bought in the past.

Find out if you are eligible for the grant program by calling the Tracy City, TN down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Tracy City, TN are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Tracy City overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Tracy City mortgage guidelines. Our mission is to get you approved for a home buyer grant in Tracy City, Tennessee and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Tracy City, TN first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Tracy City, TN Grant Benefits

    • 620 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in Tracy City, TN Now 888-767-0554.

    Tracy City is a town in Grundy County, Tennessee, United States. Incorporated in 1915,[6] the population was 1,481 at the 2010 census. Named after financier Samuel Franklin Tracy, the city developed out of railroad and mining interests after coal was found in 1840.[1] In 2010 the people of Tracy City elected a dead man, Carl Robin Geary, as mayor.[7]

    In 1840 local boys digging a groundhog out of the ground discovered coal. In the early 1870s Tracy City an experimental blast furnace was built by Samuel Jones and owned by the Tennessee Coal, Iron and Railroad Company. The furnace, called “Fiery Gizzard”, was built to see if local coal would be used to produce iron. The furnace made 15 tons of iron before the stovepipe fell on the third day. The former location of the furnace is marked with a historical marker.[6] The coke ovens at Tracy City supplied railroad and industrial fuel and workers and their families moved into the area in great numbers from 1875 until 1900. By 1910 the industry faded due to problems invoked by labor unions and convict labor.[9] Tracy City is also home to the oldest family bakery in Tennessee, Dutch Maid Bakery.[6] In 1987 the coke ovens were placed on the National Register of Historic Places.[10] Tracy City was incorporated in 1915.[6]