East Palo Alto, CA Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When East Palo Alto, California home buyers need assistance we have options.  Conventional and FHA grant programs are available in East Palo Alto, CA.  Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the East Palo Alto, CA down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across East Palo Alto, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in East Palo Alto overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 East Palo Alto mortgage guidelines. Our mission is to get you approved for a home buyer grant in East Palo Alto, CA and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with East Palo Alto first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

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    East Palo Alto, CA Grant Benefits

    • 580 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in East Palo Alto, CA 888-767-0554.

    East Palo Alto (abbreviated E.P.A.) is a city in San Mateo County, California, United States. As of the 2020 census, the population of East Palo Alto was 30,034. It is situated on the San Francisco Peninsula, roughly halfway between the cities of San Francisco and San Jose. To the north and east is the San Francisco Bay, to the west is the city of Menlo Park, and to the south the city of Palo Alto. Despite being called “East” Palo Alto, the city is directly north of Palo Alto. While often incorrectly assumed to be part of the city of Palo Alto,[3][4] East Palo Alto has always been a separate entity since its founding as an unincorporated community and its incorporation in July 1983. It is also in San Mateo County, while Palo Alto is in Santa Clara County. The two cities are separated only by San Francisquito Creek and, largely, the Bayshore Freeway (the vast majority of East Palo Alto is northeast of the freeway, while all of the residential part of Palo Alto is southwest of the freeway). The revitalization projects in 2000, and high income high-tech professionals moving into new developments, including employees from Google and Facebook, have begun to eliminate the cultural and economic differences between the two cities.[5] East Palo Alto and Palo Alto share both telephone area codes and postal ZIP codes.

    In 1990, 43% of East Palo Alto’s residents were African Americans,[6] which was the result of redlining practices and racial deed restrictions in Palo Alto.[7] Latinos now constitute about 65% of the total population, while the proportion of African Americans has decreased to about 15%. A small minority of Pacific Islanders also reside in East Palo Alto, most of Tongan, Samoan and Fijian origin. East Palo Alto has the largest concentration of Pacific Islanders of any American city or town outside Hawaii.[citation needed].

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