Granite Bay, CA Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When Granite Bay, California home buyers need assistance we have options.  Conventional and FHA grant programs are available in Granite Bay, CA.  Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Granite Bay, CA down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Granite Bay, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Granite Bay overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Granite Bay mortgage guidelines. Our mission is to get you approved for a home buyer grant in Granite Bay, CA and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Granite Bay first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

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    Granite Bay, CA Grant Benefits

    • 580 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in Granite Bay, CA 888-767-0554.

    Granite Bay is a census-designated place (CDP) in Placer County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 20,402 at the 2010 census, up from 19,388 at the 2000 census. The ZIP codes are 95746 and 95661. Granite Bay is a primarily residential suburb of Sacramento and is located just east of Roseville and west of Folsom Lake.

    Granite Bay is located at 38°44′55″N 121°10′47″W / 38.74861°N 121.17972°W / 38.74861; -121.17972 (38.748504, -121.179793).[4]
    According to the United States Census Bureau, the CDP has a total area of 21.6 square miles (56 square kilometers), of which, 21.5 square miles (56 km2) of it is land and 0.04 square miles (0.10 km2) of it (0.20 percent) is water. The place name, Granite Bay, is derived from a bay in Folsom Lake on the east side of the town.
    The entire town is underlain by granodiorite of the Penryn Pluton of Cretaceous age, hence the geological basis for the place name.