Traer, IA Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When Traer, IA home buyers need assistance we have options.  Conventional and FHA grant programs are available in Traer, IA.  Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Traer, IA down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Traer, IA  are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Traer overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Traer mortgage guidelines. Our mission is to get you approved for a home buyer grant in Traer and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Traer first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Traer, IA Grant Benefits

    • 620 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in Traer, IA Now 888-767-0554.

    Traer is a city in Tama County, Iowa, United States. The population was 1,583 at the time of the 2020 census.[2]

    Traer is known for the iron winding staircase that originally led to the office of the local newspaper. The staircase is freestanding, reverse-spiral and connected to the building with a suspended walkway, a somewhat rare arrangement.