Find Four Corners, Texas USDA Home Loans | Check Eligible Areas in Four Corners, Texas

USDA Loans Four Corners, Texas

The Four Corners USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Texas cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property in Four Corners, TX is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Four Corners, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Four Corners home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Four Corners mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Four Corners USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Four Corners, TX first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Four Corners, TX USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Four Corners, TX USDA Home Loan 888-767-0554.

    The Four Corners is a region of the Southwestern United States consisting of the southwestern corner of Colorado, southeastern corner of Utah, northeastern corner of Arizona, and northwestern corner of New Mexico. The Four Corners area is named after the quadripoint at the intersection of approximately 37° north latitude with 109° 03′ west longitude, where the boundaries of the four states meet, and are marked by the Four Corners Monument. It is the only location in the United States where four states meet. Most of the Four Corners region belongs to semi-autonomous Native American nations, the largest of which is the Navajo Nation, followed by Hopi, Ute, and Zuni tribal reserves and nations. The Four Corners region is part of a larger region known as the Colorado Plateau and is mostly rural, rugged, and arid. In addition to the monument, commonly visited areas within Four Corners include Monument Valley, Mesa Verde National Park, Chaco Canyon, Canyons of the Ancients National Monument and Canyon de Chelly National Monument. The most populous city in the Four Corners region is Farmington, New Mexico, followed by Durango, Colorado.

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