USDA Loans Trophy Club, Texas

The Trophy Club USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Texas cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property in Trophy Club, TX is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Trophy Club, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Trophy Club home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Trophy Club mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Trophy Club USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Trophy Club, TX first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Trophy Club, TX USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Trophy Club, TX USDA Home Loan 888-767-0554.

    Trophy Club is a suburb of the Dallas–Fort Worth metroplex. When established in the 1970s, it was one of the earliest premier planned community in Texas, built around the only golf course designed by Ben Hogan. It is located west of DFW Airport and south of the western edge of Lake Grapevine, spanning the county line separating Denton and Tarrant along State Highway 114. The population was 8,024 at the 2010 Census.

    The community was developed in 1973 by developers Johnson and Loggins, who created the community as a housing development surrounding the country club. The town was named for the original plan that the country club would house the trophy collections of golf legend Ben Hogan, who designed its golf course.[5] Originally part of Westlake, the town incorporated in 1985. The first Mayor of Trophy Club was James “Jim” P. Carter, who served as Mayor from 1985 until 1999.[5]