Monterey, CA Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When Monterey, California home buyers need assistance we have options.  Conventional and FHA grant programs are available in Monterey, CA.  Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Monterey, CA down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Monterey, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Monterey overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Monterey mortgage guidelines. Our mission is to get you approved for a home buyer grant in Monterey, CA and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Monterey first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

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    Monterey, CA Grant Benefits

    • 580 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in Monterey, CA 888-767-0554.

    Monterey (/ˌmɒntəˈreɪ/ (listen) MON-tə-RAY; Spanish: Monterrey; Ohlone: Aacistak)[11] is a city located in Monterey County on the southern edge of Monterey Bay on the U.S. state of California’s Central Coast. Founded on June 3, 1770, it functioned as the capital of Alta California under both Spain (1804 to 1821) and Mexico (1822 to 1846). During this period, Monterey hosted California’s first theater, public building, public library, publicly-funded school, printing-press, and newspaper. It was originally the only port of entry for all taxable goods in California. In 1846, during the Mexican–American War of 1846–1848, the United States Flag was raised over the Customs House. After Mexico ceded California to the U.S. at the end of the war, Monterey hosted California’s first constitutional convention in 1849.

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