Larchwood, IA Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When Larchwood, IA home buyers need assistance we have options.  Conventional and FHA grant programs are available in Larchwood, IA.  Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Larchwood, IA down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Larchwood, IA  are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Larchwood overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Larchwood mortgage guidelines. Our mission is to get you approved for a home buyer grant in Larchwood and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Larchwood first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Larchwood, IA Grant Benefits

    • 620 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in Larchwood, IA Now 888-767-0554.

    Larchwood is a city in Lyon County, Iowa, United States. The population was 926 at the time of the 2020 census.[2]

    Larchwood was founded circa 1872 by a group of McLean County, Illinois land developers: Jesse W. Fell (10 November 1808 – 25 February 1887) and Charles W. Holder (25 September 1819 – 10 April 1900). Fell was born in Pennsylvania, had settled in Bloomington, Illinois, in 1831 and had played an active role in founding many Illinois towns, including Clinton, Normal, Pontiac, and Towanda. He was a close friend of Abraham Lincoln, and with his brother Kersey Fell had persuaded Lincoln to write his famous autography. He was nationally known for his love of trees. Holder was a partner in many of Fell’s projects, including Towanda and Normal. Holder, Illinois was named in his honor. In the summer of 1869, Fell traveled to northwestern Iowa and selected a tract of about forty sections, more than 25,000 acres (100 km2) of land. Fell wrote, “I have never beheld such a large body of surpassingly beautiful prairie as is here to be found. There is absolutely no waste of land, and scarce a quarter of a section not affording an admirable building site.” Holder then entered the land. Larchwood was established at the center of their holdings. Fell frequently visited the site and in May 1873 and personally supervised the planting of some 100,000 saplings and tree cuttings. The town did not grow as rapidly as expected, and in 1881 the development was sold to an Englishman, Richard Sykes.[3][4]